1. Credit gives only the bank, do not seek a loan from a realtor. Loans issued by the Bank, and the Realtor agencies provide mediation services – to help potential borrowers to choose a suitable mortgage scheme commensurate their requests and opportunities to gather documents, etc. 80% of borrowers – people, to exchange their property for the best with the help of a mortgage. Go to Robert A. Iger for more information. To do this you must first estimate of available real estate in the second – the customer's wishes. Except addition, banks have special requirements 2. The main thing for the borrower – not the cost of an apartment, and income level.
When buying an apartment through a mortgage loan, bought real estate is left as a deposit – the bank is guaranteed to return credit. However, the aim of the bank – not only to return the money invested, but also earn an income (loan). Therefore, the level of income of the borrower imposed strict requirements. The size of the loan depends on the size of salary. At the request of the bank's total monthly payments on the loan should not exceed 35-40% of monthly income (formal or informal). Based on the borrower's income is calculated for the maximum amount it monthly payments, and already the amount of payments will depend on the maximum size loan that the bank is ready to provide the client. In this mortgage scheme allows to increase the amount of income, taking into account the total income of the spouses.
In forming the list of indicators of regional development has been allocated three blocks of indicators of systemic ('economic potential', 'production and trading activities', 'Sociology and Demography'), to the fullest as characterizing the current level of development and socio-economic situation of regions. They include a comparative estimate of the overall level of the Russian Federation; state the most important branches of material production; financial situation of the regions; investment activity in the regions and the level of personal incomes, employment and the labor market regions, the ecological situation in regions, states the most important sectors social workers; international economic activity in the regions. Based on this technique, a classifier built investment attractiveness of regions for 2003-2004. Click Robert A. Iger for additional related pages. Analysis of the dynamics of individual indicators allowed build their forecasted values for the period up to 2007. Based on these indicators ranked by numerical score was constructed integral breakdown of investment attractiveness of Russian regions in 2007. Classifier investment attractiveness of regions can be estimated for each of the regions of the Russian Federation integral rank and the ranks of investment attractiveness of the economic, industrial and Social Development – to rank the regions of the Russian Federation on the investment attractiveness of regions, and to determine'lidery 'Regional nedvizhimost'serednyaki' and outsiders' – to assess the dynamics of investment attractiveness of each region – to assess the risks of construction projects in various regions to plan investment resources and the profitability of projects..
One of the most pressing issues for the market, of course, is price. According to the organizer of the roundtable, "Business Analyst Group 'average sale price for April was: Office – 39 000 rub / sq.m. Market – 38 000 Euro / sq.m. Production and Warehouse – 9000 euro / sq.m. average rental rate offered on the open market in April, was: Office – 747 euro / sqm / month. Market – 1218 euro / sqm / month. Many writers such as Dell COO offer more in-depth analysis. Production and Warehouse – 158 euro / sqm / month.
In 2006, Kemerovo was put into operation 24 000 sq.m. space in the new shopping and entertainment centers. In 2007, the already introduced 30 000 square meters by the end of 2007 it is planned to introduce a further 70 000 – 80 000 sq.m. retail space in the format of the shopping and entertainment center. Except that, in the next 3 years will be built about 10 business centers and shopping malls as much. Rental rates for new objects are constantly increasing, the maximum rate for April 2007 reached 4500 euro / sqm / month.
for trade area and 1770 euro / sqm / month. for office. Cost of sales 1 sq.m. for some categories of commercial real estate for the year grew by 2-2.5 times, such as production and storage areas and administrative buildings. "Even in Moscow companies today say that the market is overheated, we, the stakes are too high, the rent for our region is too high, and the purchasing power of the cross and still not at the level of major Russian cities.
Three-bedroom house located five minutes from the beach will cost about 300 000 Euro. House with one bedroom, close to the shore (pretty hard to get away from the sea on this small island) can be purchased for 160 000 euros. "Prices on Patmos did not change much over the last year", – says Elena Panagopolu from the agency GoldAcre Estates, Patras, Greece. She adds that while property prices are falling in Athens, in the 227 islands of the country they have become more flexible. In order to create a list of the most idyllic places to live in Europe, members of Forbes turned to a group of experts in the field of travel and migration, each of whom was asked to create your own list of five favorite, simple, unspoilt and almost paradise, according to them, places of residence. Many of them seem unfamiliar, because they have not caught the hasty mass tourism market. Following Italy Patmos, second on the list is Lucca – medieval town in the city, located in the region of Tuscany, Central Italy.
"He embodies all the charm of the Tuscan neighbors – Pisa and Tuscany, but not overflowing crowds of people," – says Gillian Pirsall, marketing manager for Intrepid Travel. Coaches are not the norm here: "The city is blessed shielded her perfectly preserved Renaissance wall" – adds Patricia Schultz. "It's quiet, but stylish city lawyers and housewives, cobblestone streets, centuries-churches and trendy boutiques made-in-italy . Also you can visit the antique sale in the open, held here every month to pick up something to fill the interior of their Tuscan residence. .
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